Home Owners Association

MSN had an article about buying condo's. Considering the market, I took a glance at it, but what caught my eye was something else. This statement:

"Some Florida associations hard-hit by foreclosures are demanding that new buyers make a down payment and demonstrate a minimum level of income." It ended with advising the reader to look for the "homeowners association board's minutes for the last two or three years" as a reference tool of trouble.

I live in an established neighborhood. Before Katrina, it was VERY difficult to find a home in the area that went up for sale, because people, quite honestly, didn't move. It stayed in the family, that's what having deep roots is all about. Thankfully most of the neighbors did come back after Katrina. It's a good place to live, minus a few trees. Our home owners association is quiet. It's understood that you take care of your yard, that you respect your neighbors, etc.

But other neighborhoods? I read a story recently about a lady who said that her vehicle was towed because she parked THE WRONG WAY in her OWN DRIVEWAY! Another friend told me about the home owners association INSISTING that all the homes have the exact same mail box!


I wouldn't want to live in a place that abuses the power. New home owners going into the market won't have a clue just how demanding an association can be. We don't have fees in our neighborhood. Supposedly there are meetings, but our HOA is quiet and we like it that way.

And, yes, before any of you write back and slam me for this post ~ I understand that HOA's can be helpful. There's the flip side of the coin that some neighbors are slobs and won't take care of their property unless forced to do so (hence the need for HOA). How a neighbor keeps his/her property can determine the value of your own. I understand this philosphy.

My post is about the extreme and the power play that people get caught up in.

Comments

GypsiAdventure said…
I think you are fortunate enough to live in a fairly established neighborhood where everyone knows the rules and is happy to abide by them (hence the quite HOA) - Personally I don't live in a neighborhood with an HOA (and am happy I don't) but there are some strange rules out there.

Did you see the one today with the guy who turned his house into a haunted house and the HOA is going to fine him $2500 a day if he operates it? Poor guy...should've asked first!

~K
Kavi said…
How things change in the US ! I am both perplexed and worried about where it would lead the world to.

The mail box being standardised was a height that i had not imagined !

not at all !
A New Yorker said…
What could be so offensive about your post? You wrote about specific things that seem very rational to me. Anyone flipping out would be taking other issues into your argument and bashing you for them. I say if that happens bash them back! My parents have an association and they aren't allowed to paint their house certain colors and can't park on the street at night. I think it's rather fair and keeps the integrity of their little circle. But you are very correct to look into associations first before buying. PERSONAL RESPONSIBILITY! GREAT POST AGAIN!
Lilly said…
Aleta, that is interesting. We dont have housing associations as such here except in gated communities or in flats or apartment complexes. The City governments set rules. In my city they are more strict because its the Capital. We are not allowed to have front fences (although it's ok on the other three sides of the property)and various other things such as this. I am not sure I would like someone telling me how I have to park in my driveway though even though I appreciate the need to 'care for the neighbourhood'. Like everything, organisations seem to bring out the best in some people and the worst in others. It is fortunate that your association is more reasonable and easy to deal with. Gret post.
I could not pay my hard-earned money for a home and be told what to do. That would drive me insane!
Ugich Konitari said…
aleta,

Here in Mumbai, most of us live in apartments which are generally part of what are called Co-operative Housing Societies. They have managing committees and stuff, and most of the rules pertain to recurring expenses for upkeep of the building/security stuff etc. I dont think anyone here would dare to make rules about color and where to hang out the clothes to dry , etc, unless we talk about very posh localities... No one would listen anyway. In fact I know some retired types, who attend these meetings and pull up the committee members on ponit of procedure etc, simply because they like to do that ......
Laurel said…
As you know, we live in a condo. This can be a plus sometimes, but lately it's been a minus. We have a next door neighbor who constantly smokes and the hall and our place smell like smoke. It's making the kids and I sick (I feel better when I'm away from home)and there is basically nothing we can do.
Anonymous said…
hubby and i owned a condo before buying the home we live in now and although our HOA was fairly innocuous, i was always worried they'd find something to gripe about. the president was an elderly gent who had nothing to do but wander around being nosy all day, giving all the residents his two cents. im glad we moved when we did. i really dont like the "sameness" that is so prevalent in neighborhoods with strict HOA's.

of course everyone should be required to take care of their house and yard, but the different ways in which they do it are what makes a neighborhood beautiful.
Gail said…
My daughter and son-in-law built a home in a subdivision and were not aware that there was an HOA in their subdivision until they put up their expensive mailbox. They were mailed a letter explaining the specifications on mailboxes in their subdivision. It was quite lengthy. They have about $250.00 in an otherwise $75.00 mailbox. The specifications they chose were for it to be encased with bricks. I feel if there is an HOA in a subdivision they should contact new home builders before they go to the expense of doing the wrong thing.
I love your blogs. Thank you for stopping by my blog page and leaving a comment.
Here the papers are full of scary stories about the crash in real estate prices in the US. Houses (small ones, at least) are said to be for sale for Rs. 75,000 (1600 dollars) (which is like 5 month's rent for us).

Are these stories true? I'm glad that they are not true for you, or for houses in your neighbourhood, because a distress-sale for a house seems to me a very cataclysmic thing.

On a happier note, I have an award for you on my other blog, http://whynotblogitout.blogspot.com/
Aleta said…
Hi Kel ~ Fine someone 2500 a day if he operates a haunted house? I sure hope that the guy charges an entrance fee for the haunted house. Maybe he could post a sign, "HOA wants to fine me, help pay for the fine." That's something I would go to! Just to defy it.

Hi Kavi ~ It's not found everywhere. But where there is power and where there is someone who wants that power ~ there are foolish actions taken. It is a scary thing.

Hi Lauren ~ I'm glad you appreciated the post. When I first bought a home, I didn't know what an HOA was or that there were neighborhood rules. I learned them and didn't rock the boat. But there are some associations that take things too far.

Hi Lilly ~ You hit the nail on the head ~ brings out the best and worst, just depending upon how one person reacts to power. One of my friends used to be a member of an HOA. She had to deal with the likings of people hanging their laundry out to dry... in the front yard... of a corner house.. off of the main street going into the subdivision. Things like this need to be addressed, surely. On the flip side, is it necessary to pay HOA fees? And where do they go to? Thankfully we don't have HOA fees in my area.

Hi Dysfunctional Mom ~ My Mom would say the exact same thing. If she wanted to paint her house purple, by golly she was going to do it (no, she didn't, but it's the principle of the matter).

Hi Ugich Konitari ~ When I learned of the friend who's vehicle was towed because it was parked the wrong way in her own driveway, my response was, "If someone dared to do this, I would be tempted to park my car upside down or sideways the next day, just to prove a point. And then sit in my front yard with a lawyer on my side, daring anyone to step foot on my private property." Of course, I wouldn't do something drastic, but it's the thought of going on to someone's private land and making demands of them. For apartment or condo complexes, I understand a shared living fee of building and security, but nothing beyond this.

Hi Mommy ~ Hmm, what about air freshners in the hallway? Baking soda is good for soaking up smells, maybe a box of that right inside your door to stop the smell from coming in? I could never live with someone smoking close by, I start coughing and would make me sick too.

Hi Tammie ~ "sameness" ~ cookie cutter homes. I used to own one too. Makes the neighborhood look uniform and the personalities therein look boring, which is a shame. I agree with you ~ having the ability to decorate and paint gives a home personality. That said, the person who used to own the house I am in now ~ well, I called it the "Pepto Bismol" house when I bought it. It was painted THAT color pink on the outside AND on the inside. My neighbors thanked me after I painted.

Hi Gail ~ Isn't that horrible though? If the HOA didn't want them to have that mailbox, they should pay them back for the difference. People need to be made aware at the act of sale or before about the subdivision. But it's on the "buyer beware" to become knowledgeable. That's why I blogged and hopefully other people will do so as well.

Hi Sucharita Sarkar ~ Hmm, 1600 dollar homes? Find me one and I'll buy it! You actually touched on a subject that I plan to blog about today, so I'll leave that for the post. I went to your blog, but I didn't see the award. But thank you for the thought!